Financial experts agree that the best way to reduce the cost of insurance is to increase the deductible limit on your policy.   Younger drivers age 30-45 in metro areas see dramatic reductions by increasing the policy deductible from $500 to $1000.  Recent studies indicate annual premium reductions of $160 to as much as $400, depending on which Insurance Company you are with.  Deductible reimbursement insurance was created to  pay the policy deductible when your insurer pays a claim.  Raise the deductible, take the savings. The cost of a $1000 is $88 per year, way less than the savings for increasing your deductible. So you will be money ahead and you will have no risk of deductible.  A 10% multi unit discount applies to the total cost if you add a second car or a home or a boat.  Visit   www.zerodeductible.com   today and Completely Eliminate the risk of deductible expense on you auto, home and boat policy.